[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.bngr.cz\/past-na-neplatice\/#Article","mainEntityOfPage":"https:\/\/www.bngr.cz\/past-na-neplatice\/","headline":"Past na neplati\u010de","name":"Past na neplati\u010de","description":"Kdy\u017e m\u00e1 n\u011bjak\u00e1 instituce p\u016fj\u010dit v\u011bt\u0161\u00ed obnos, je jasn\u00e9 \u017ee si mus\u00ed v\u0161emi zp\u016fsoby ov\u011b\u0159it bonitu klienta. Bonita vyjad\u0159uje schopnost spl\u00e1cet. D\u011bje se tak n\u011bkolika zp\u016fsoby a jedn\u00edm z nich je i nahl\u00ed\u017een\u00ed do registr\u016f dlu\u017en\u00edk\u016f. To jsou instituce, kam spolupracuj\u00edc\u00ed spole\u010dnost po\u0161le soukrom\u00e1 data klienta, kter\u00fd m\u00e1 pot\u00ed\u017ee se spl\u00e1cen\u00edm. T\u00edm p\u00e1dem u\u017e doty\u010dn\u00fd klient p\u016fj\u010dku nikde nedostane. A\u017e na jednu v\u00fdjimku, ale na tu se pod\u00edv\u00e1me pozd\u011bji. Registr\u016f s dlu\u017en\u00edky je u n\u00e1s n\u011bkolik a my se pod\u00edv\u00e1me jen na ty nejpou\u017e\u00edvan\u011bj\u0161\u00ed. REPI-Registr platebn\u00edch informac\u00ed BRKI-Bankovn\u00ed registr klientsk\u00fdch informac\u00ed SOLUS-Z\u00e1jmov\u00e9 sdru\u017een\u00ed pr\u00e1vnick\u00fdch osob NRKI-Nebankovn\u00ed registr klientsk\u00fdch informac\u00ed Nem\u00e1 smysl a ani by to ne\u0161lo rozeb\u00edrat ka\u017edou spole\u010dnost zvl\u00e1\u0161\u0165, ale v\u011bzte, \u017ee ka\u017ed\u00e1 m\u00e1 jin\u00e1 pravidla a ka\u017ed\u00e1 pracuje trochu jinak. Podstata je v\u0161ak stejn\u00e1. Schra\u0148ovat va\u0161e \u00fadaje, dobr\u00e1, tak tedy \u00fadaje dlu\u017en\u00edka, ale st\u00e1le ob\u010dana a poskytovat je t\u0159et\u00edm stran\u00e1m. A za to si nechaj\u00ed zaplatit. Nebudeme zde tak\u00e9 rozeb\u00edrat dal\u0161\u00ed aspekty t\u00fdkaj\u00edc\u00ed se ochrany dat a mor\u00e1lky, proto\u017ee to by bylo nadlouho a zbyte\u010dn\u011b by n\u00e1s to m\u00e1tlo. Jen d\u00e1m k lep\u0161\u00edmu to, \u017ee nap\u0159\u00edklad SOLUS dost\u00e1v\u00e1 informace t\u0159eba i od mobiln\u00edch oper\u00e1tor\u016f a pokud jste n\u011bkdy zapomn\u011bli zaplatit v\u00e1\u0161 pau\u0161\u00e1l, \u0161up, u\u017e jste mo\u017en\u00e1 tam. Stejn\u011b tak je to se zapomenutou platbou za elekt\u0159inu, plyn, nebo vodn\u00e9 a sto\u010dn\u00e9. Ano, v\u0161ichni tito v\u00e1s tam mohou kdykoli \u0161oupnout. A vymazat mohou zase jen oni. Tak\u017ee p\u0159i \u017e\u00e1dosti o p\u016fj\u010dku jste pak prost\u011b vyhozeni. Ale ne v\u0161ude. Pozor. Jsou zde nebankovn\u00ed hypot\u00e9ky bez registru, kter\u00fdm je jedno zda jste n\u011bkdy zapomn\u011bli poslat dv\u011b stovky oper\u00e1torovi. Tato skute\u010dnost je prost\u011b nezaj\u00edm\u00e1. Tak\u017ee v\u00e1m pen\u00edze p\u016fj\u010d\u00ed a jak ji\u017e n\u00e1zev hypot\u00e9ky napov\u00edd\u00e1, jde to i takto. A proto\u017ee se u nich dop\u0159edu nic neplat\u00ed, klidn\u011b si tam zavolejte a uvid\u00edte sami. Za zkou\u0161ku to stoj\u00ed.","datePublished":"2020-07-19","dateModified":"2020-07-19","author":{"@type":"Person","@id":"https:\/\/www.bngr.cz\/author\/#Person","name":"","url":"https:\/\/www.bngr.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/163f6c65c8acab43fa062eaf19866aeb6d6c2adc4d5c2462700a89e6feec77a0?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/163f6c65c8acab43fa062eaf19866aeb6d6c2adc4d5c2462700a89e6feec77a0?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"bngr.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.bngr.cz\/wp-content\/uploads\/Po%C4%8D%C3%ADt%C3%A1n%C3%AD%20pen%C4%9Bz.jpeg","url":"https:\/\/www.bngr.cz\/wp-content\/uploads\/Po%C4%8D%C3%ADt%C3%A1n%C3%AD%20pen%C4%9Bz.jpeg","height":0,"width":0},"url":"https:\/\/www.bngr.cz\/past-na-neplatice\/","wordCount":404,"articleBody":"   Kdy\u017e m\u00e1 n\u011bjak\u00e1 instituce p\u016fj\u010dit v\u011bt\u0161\u00ed obnos, je jasn\u00e9 \u017ee si mus\u00ed v\u0161emi zp\u016fsoby ov\u011b\u0159it bonitu klienta. Bonita vyjad\u0159uje schopnost spl\u00e1cet. D\u011bje se tak n\u011bkolika zp\u016fsoby a jedn\u00edm z nich je i nahl\u00ed\u017een\u00ed do registr\u016f dlu\u017en\u00edk\u016f. To jsou instituce, kam spolupracuj\u00edc\u00ed spole\u010dnost po\u0161le soukrom\u00e1 data klienta, kter\u00fd m\u00e1 pot\u00ed\u017ee se spl\u00e1cen\u00edm. T\u00edm p\u00e1dem u\u017e doty\u010dn\u00fd klient p\u016fj\u010dku nikde nedostane. A\u017e na jednu v\u00fdjimku, ale na tu se pod\u00edv\u00e1me pozd\u011bji. Registr\u016f s dlu\u017en\u00edky je u n\u00e1s n\u011bkolik a my se pod\u00edv\u00e1me jen na ty nejpou\u017e\u00edvan\u011bj\u0161\u00ed.  REPI-Registr platebn\u00edch informac\u00ed BRKI-Bankovn\u00ed registr klientsk\u00fdch informac\u00ed SOLUS-Z\u00e1jmov\u00e9 sdru\u017een\u00ed pr\u00e1vnick\u00fdch osob NRKI-Nebankovn\u00ed registr klientsk\u00fdch informac\u00ed  Nem\u00e1 smysl a ani by to ne\u0161lo rozeb\u00edrat ka\u017edou spole\u010dnost zvl\u00e1\u0161\u0165, ale v\u011bzte, \u017ee ka\u017ed\u00e1 m\u00e1 jin\u00e1 pravidla a ka\u017ed\u00e1 pracuje trochu jinak. Podstata je v\u0161ak stejn\u00e1. Schra\u0148ovat va\u0161e \u00fadaje, dobr\u00e1, tak tedy \u00fadaje dlu\u017en\u00edka, ale st\u00e1le ob\u010dana a poskytovat je t\u0159et\u00edm stran\u00e1m. A za to si nechaj\u00ed zaplatit. Nebudeme zde tak\u00e9 rozeb\u00edrat dal\u0161\u00ed aspekty t\u00fdkaj\u00edc\u00ed se ochrany dat a mor\u00e1lky, proto\u017ee to by bylo nadlouho a zbyte\u010dn\u011b by n\u00e1s to m\u00e1tlo. Jen d\u00e1m k lep\u0161\u00edmu to, \u017ee nap\u0159\u00edklad SOLUS dost\u00e1v\u00e1 informace t\u0159eba i od mobiln\u00edch oper\u00e1tor\u016f a pokud jste n\u011bkdy zapomn\u011bli zaplatit v\u00e1\u0161 pau\u0161\u00e1l, \u0161up, u\u017e jste mo\u017en\u00e1 tam. Stejn\u011b tak je to se zapomenutou platbou za elekt\u0159inu, plyn, nebo vodn\u00e9 a sto\u010dn\u00e9. Ano, v\u0161ichni tito v\u00e1s tam mohou kdykoli \u0161oupnout. A vymazat mohou zase jen oni. Tak\u017ee p\u0159i \u017e\u00e1dosti o p\u016fj\u010dku jste pak prost\u011b vyhozeni. Ale ne v\u0161ude. Pozor. Jsou zde nebankovn\u00ed hypot\u00e9ky bez registru, kter\u00fdm je jedno zda jste n\u011bkdy zapomn\u011bli poslat dv\u011b stovky oper\u00e1torovi. Tato skute\u010dnost je prost\u011b nezaj\u00edm\u00e1. Tak\u017ee v\u00e1m pen\u00edze p\u016fj\u010d\u00ed a jak ji\u017e n\u00e1zev hypot\u00e9ky napov\u00edd\u00e1, jde to i takto. A proto\u017ee se u nich dop\u0159edu nic neplat\u00ed, klidn\u011b si tam zavolejte a uvid\u00edte sami. Za zkou\u0161ku to stoj\u00ed.                                                                                                                                                                                                                                                                                                                                                                                                   "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Past na neplati\u010de","item":"https:\/\/www.bngr.cz\/past-na-neplatice\/#breadcrumbitem"}]}]