[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.bngr.cz\/co-delaji-podnikatele-v-nouzi\/#Article","mainEntityOfPage":"https:\/\/www.bngr.cz\/co-delaji-podnikatele-v-nouzi\/","headline":"Co d\u011blaj\u00ed podnikatel\u00e9 v nouzi?","name":"Co d\u011blaj\u00ed podnikatel\u00e9 v nouzi?","description":"Podnikatel\u016fm jde v prvn\u00ed \u0159ad\u011b o pen\u00edze. To je d\u00e1vno dob\u0159e zn\u00e1m\u00e1 v\u011bc. Nen\u00ed v tom ale nezbytn\u011b jenom n\u011bjak\u00e1 p\u0159ehnan\u00e1 hami\u017enost. Tito pot\u0159ebuj\u00ed pen\u00edze v prvn\u00ed \u0159ad\u011b proto, \u017ee mus\u00ed z n\u011b\u010deho \u017e\u00edt a n\u011b\u010d\u00edm financovat chod sv\u00fdch firem. A to by bez dostate\u010dn\u00fdch p\u0159\u00edjm\u016f ne\u0161lo. Nedost\u00e1vaj\u00ed od nikoho v\u00fdplatu, a proto si mus\u00ed vyd\u011blat na svou ob\u017eivu, a jejich firmy tak\u00e9 nefunguj\u00ed zadarmo, a tak jsou tu dostate\u010dn\u011b velk\u00e9 p\u0159\u00edjmy nevyhnuteln\u011b pot\u0159eba. Ov\u0161em co kdy\u017e si n\u011bkdy n\u011bkdo z podnikatel\u016f nevyd\u011bl\u00e1 tolik, kolik by pot\u0159eboval? Co kdy\u017e se n\u011bco nepovede a podnikateli pen\u00edze na v\u0161echno d\u016fle\u017eit\u00e9 nesta\u010d\u00ed? Pak u\u017e je tu \u010dasto jenom jedno jedin\u00e9 mo\u017en\u00e9 v\u00fdchodisko. Podnikatel si tak\u00e9 m\u016f\u017ee vz\u00edt vhodnou p\u016fj\u010dku a doufat, \u017ee se mu s jej\u00ed pomoc\u00ed poda\u0159\u00ed v\u0161echny panuj\u00edc\u00ed probl\u00e9my zvl\u00e1dnout. Podnikatel\u00e9 tedy n\u011bkdy o p\u016fj\u010dku po\u017e\u00e1daj\u00ed. Ale maj\u00ed jistotu, \u017ee ji dostanou? Vlastn\u011b ne. Dostanou ji jenom ti z nich, kte\u0159\u00ed dok\u00e1\u017eou dostate\u010dn\u011b zaru\u010dit jej\u00ed splacen\u00ed. A to se v bank\u00e1ch nezvl\u00e1d\u00e1 pr\u00e1v\u011b snadno. A nen\u00ed nijak neobvykl\u00e9, \u017ee tam tedy n\u011bkdy o p\u016fj\u010dku \u017e\u00e1daj\u00edc\u00ed podnikatel\u00e9 neusp\u011bj\u00ed. \u017de sice po\u017e\u00e1daj\u00ed, ale jejich \u017e\u00e1dosti jsou zam\u00edt\u00e1ny. T\u0159eba kv\u016fli tomu, jak\u00e9 maj\u00ed takov\u00ed podnikatel\u00e9 p\u0159\u00edjmy, t\u0159eba kv\u016fli registr\u016fm dlu\u017en\u00edk\u016f. Dalo by se tedy \u0159\u00edci, \u017ee podnikatel\u00e9, kte\u0159\u00ed si dost nevyd\u011blaj\u00ed a ani nedostanou bankovn\u00ed p\u016fj\u010dku, dopodnikali. \u017de u\u017e jsou beznad\u011bjn\u011b ztracen\u00ed a mo\u017en\u00e1 u\u017e je \u010dek\u00e1 jenom nekone\u010dn\u00e9 spl\u00e1cen\u00ed dluh\u016f, kter\u00e9 po jejich firm\u00e1ch v podobn\u00fdch p\u0159\u00edpadech z\u016fst\u00e1vaj\u00ed. Ale ani v p\u0159\u00edpad\u011b ne\u00fasp\u011b\u0161n\u00e9ho \u017e\u00e1d\u00e1n\u00ed o bankovn\u00ed p\u016fj\u010dku nemus\u00ed b\u00fdt je\u0161t\u011b po v\u0161ech nad\u011bj\u00edch. Po\u0159\u00e1d je tu toti\u017e je\u0161t\u011b nad\u011bje na z\u00edsk\u00e1n\u00ed nebankovn\u00ed hypot\u00e9ky. Proto\u017ee podnikatel\u00e9 m\u00edvaj\u00ed nemovit\u00fd majetek. A kdy\u017e ho pou\u017eij\u00ed u nebankovn\u00ed spole\u010dnosti jako z\u00e1ruku vr\u00e1cen\u00ed nebankovn\u00ed hypot\u00e9ky, pak tuto hypot\u00e9ku dostanou. A t\u00edm p\u00e1dem m\u016f\u017ee b\u00fdt hypot\u00e9ka bez registru \u0159e\u0161en\u00edm jejich moment\u00e1ln\u00edch obt\u00ed\u017e\u00ed.","datePublished":"2026-08-10","dateModified":"2026-08-10","author":{"@type":"Person","@id":"https:\/\/www.bngr.cz\/author\/#Person","name":"","url":"https:\/\/www.bngr.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/163f6c65c8acab43fa062eaf19866aeb6d6c2adc4d5c2462700a89e6feec77a0?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/163f6c65c8acab43fa062eaf19866aeb6d6c2adc4d5c2462700a89e6feec77a0?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"bngr.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.bngr.cz\/wp-content\/uploads\/pppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppp_10_8.jpg","url":"https:\/\/www.bngr.cz\/wp-content\/uploads\/pppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppp_10_8.jpg","height":0,"width":0},"url":"https:\/\/www.bngr.cz\/co-delaji-podnikatele-v-nouzi\/","about":["V\u00fdrobky"],"wordCount":411,"articleBody":"      Podnikatel\u016fm jde v prvn\u00ed \u0159ad\u011b o pen\u00edze. To je d\u00e1vno dob\u0159e zn\u00e1m\u00e1 v\u011bc. Nen\u00ed v tom ale nezbytn\u011b jenom n\u011bjak\u00e1 p\u0159ehnan\u00e1 hami\u017enost. Tito pot\u0159ebuj\u00ed pen\u00edze v prvn\u00ed \u0159ad\u011b proto, \u017ee mus\u00ed z n\u011b\u010deho \u017e\u00edt a n\u011b\u010d\u00edm financovat chod sv\u00fdch firem. A to by bez dostate\u010dn\u00fdch p\u0159\u00edjm\u016f ne\u0161lo. Nedost\u00e1vaj\u00ed od nikoho v\u00fdplatu, a proto si mus\u00ed vyd\u011blat na svou ob\u017eivu, a jejich firmy tak\u00e9 nefunguj\u00ed zadarmo, a tak jsou tu dostate\u010dn\u011b velk\u00e9 p\u0159\u00edjmy nevyhnuteln\u011b pot\u0159eba.Ov\u0161em co kdy\u017e si n\u011bkdy n\u011bkdo z podnikatel\u016f nevyd\u011bl\u00e1 tolik, kolik by pot\u0159eboval? Co kdy\u017e se n\u011bco nepovede a podnikateli pen\u00edze na v\u0161echno d\u016fle\u017eit\u00e9 nesta\u010d\u00ed? Pak u\u017e je tu \u010dasto jenom jedno jedin\u00e9 mo\u017en\u00e9 v\u00fdchodisko. Podnikatel si tak\u00e9 m\u016f\u017ee vz\u00edt vhodnou p\u016fj\u010dku a doufat, \u017ee se mu s jej\u00ed pomoc\u00ed poda\u0159\u00ed v\u0161echny panuj\u00edc\u00ed probl\u00e9my zvl\u00e1dnout.Podnikatel\u00e9 tedy n\u011bkdy o p\u016fj\u010dku po\u017e\u00e1daj\u00ed. Ale maj\u00ed jistotu, \u017ee ji dostanou? Vlastn\u011b ne. Dostanou ji jenom ti z nich, kte\u0159\u00ed dok\u00e1\u017eou dostate\u010dn\u011b zaru\u010dit jej\u00ed splacen\u00ed. A to se v bank\u00e1ch nezvl\u00e1d\u00e1 pr\u00e1v\u011b snadno. A nen\u00ed nijak neobvykl\u00e9, \u017ee tam tedy n\u011bkdy o p\u016fj\u010dku \u017e\u00e1daj\u00edc\u00ed podnikatel\u00e9 neusp\u011bj\u00ed. \u017de sice po\u017e\u00e1daj\u00ed, ale jejich \u017e\u00e1dosti jsou zam\u00edt\u00e1ny. T\u0159eba kv\u016fli tomu, jak\u00e9 maj\u00ed takov\u00ed podnikatel\u00e9 p\u0159\u00edjmy, t\u0159eba kv\u016fli registr\u016fm dlu\u017en\u00edk\u016f.Dalo by se tedy \u0159\u00edci, \u017ee podnikatel\u00e9, kte\u0159\u00ed si dost nevyd\u011blaj\u00ed a ani nedostanou bankovn\u00ed p\u016fj\u010dku, dopodnikali. \u017de u\u017e jsou beznad\u011bjn\u011b ztracen\u00ed a mo\u017en\u00e1 u\u017e je \u010dek\u00e1 jenom nekone\u010dn\u00e9 spl\u00e1cen\u00ed dluh\u016f, kter\u00e9 po jejich firm\u00e1ch v podobn\u00fdch p\u0159\u00edpadech z\u016fst\u00e1vaj\u00ed. Ale ani v p\u0159\u00edpad\u011b ne\u00fasp\u011b\u0161n\u00e9ho \u017e\u00e1d\u00e1n\u00ed o bankovn\u00ed p\u016fj\u010dku nemus\u00ed b\u00fdt je\u0161t\u011b po v\u0161ech nad\u011bj\u00edch. Po\u0159\u00e1d je tu toti\u017e je\u0161t\u011b nad\u011bje na z\u00edsk\u00e1n\u00ed nebankovn\u00ed hypot\u00e9ky. Proto\u017ee podnikatel\u00e9 m\u00edvaj\u00ed nemovit\u00fd majetek. A kdy\u017e ho pou\u017eij\u00ed u nebankovn\u00ed spole\u010dnosti jako z\u00e1ruku vr\u00e1cen\u00ed nebankovn\u00ed hypot\u00e9ky, pak tuto hypot\u00e9ku dostanou. A t\u00edm p\u00e1dem m\u016f\u017ee b\u00fdt hypot\u00e9ka bez registru \u0159e\u0161en\u00edm jejich moment\u00e1ln\u00edch obt\u00ed\u017e\u00ed.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Co d\u011blaj\u00ed podnikatel\u00e9 v nouzi?","item":"https:\/\/www.bngr.cz\/co-delaji-podnikatele-v-nouzi\/#breadcrumbitem"}]}]